Area Median Income is the midpoint of all household incomes in a specific area, meaning half of households earn more than the AMI and half earn less.

It’s calculated every year by the U.S. Department of Housing and Urban Development (HUD) and varies by region to reflect local economic conditions. AMI helps set Eligibility for down‑payment assistance and pricing for community land trust homes. CLTs like RALT use AMI to: - Identify housing needs - Target resources - Ensure long‑term affordability in changing neighborhoods. The median household income in #WakeCounty, NC for a family of 4 is $132,700 (approximately 100% AMI). Included in the last graphic is the 50/60/80 breakdowns for families of 1-4. Half of Idlewild units are less than 50% and half are less than 60%. RALT generally does less than 80%. More info at ralt.org.