Community Home TrustStewardship Program
Some major home systems will need to be replaced over time. Because these repairs are expensive and important, all Community Home Trust homeowners join our Stewardship Program, which helps cover the cost of certain major replacements and repairs.
Community Home Trust homeowners
From communityhometrust.org/stewardship-2025 ↗About this program
Commonly covered systems: floor coverings (review flooring guidelines below), central heating, ventilation, and air-conditioning system (HVAC), roof and gutter system, water heater, exterior paint and siding, termite treatment.
The Stewardship Program may not cover systems that are your HOA's responsibility.
As soon as you buy your home, you begin paying a monthly stewardship fee and are fully eligible to use the program.
Questions
What kinds of projects are covered by the Stewardship Program?
Since every home is different, Community Home Trust staff can tell you exactly which systems in your home are covered by the Stewardship Program. Most often, the systems covered are roof and gutter system, water heater, central heating, ventilation, and air-conditioning system (HVAC), floor coverings, exterior paint and siding, termite treatment (including annual termite warranty inspections). If you live in a development with a homeowner's association (HOA), the HOA may be responsible for maintenance of some of the systems listed above (the roof, exterior paint, and termite treatment, for example). The Stewardship Program does not cover systems that are your HOA's responsibility.
What is NOT covered by the Stewardship Program?
Most of the repairs and maintenance required for your home during the time you live in it will not be covered by the Stewardship Program. Examples of items that are not covered: repairs to plumbing, repairs to electrical systems, repairs to interior walls, appliances. This is not an exhaustive list, but these are some examples of repairs you should not expect the Stewardship Program to cover.
Can I do the work myself and receive Stewardship funds?
DIY work is not allowed for Stewardship funding. Except for limited flooring situations described in the flooring guidelines: Work must be done by a licensed and insured contractor. Homeowner-performed work will not be reimbursed. Contractors must agree to invoice CHT directly.
Will the Stewardship Program cover systems that are under warranty?
Stewardship funds cannot be used to repair or replace systems that are under warranty. CHT staff can help you with warranty service if needed.
How long do I have to live in my home before I am eligible to use Stewardship Funds?
As soon as you buy your home, you begin paying a monthly stewardship fee and are fully eligible to use the program.
Details
- Who
- Community Home Trust homeowners
Run by
Capital Improvement Incentive ProgramIn October 2020, we launched the Capital Improvement Incentive Program, a new program being offered to homeowners that allows them to receive a return on their investment in bathroom and kitchen remodels and window replacements.Approved Vendor ListCommunity Home Trust maintains a list of approved vendors. These vendors are insured, and CHT has inspected the quality of their work.Dowling Home Maintenance FundMaintain peace of mind with assistance for routine and emergency repairs. Keep your home safe and secure with timely support.